You start a new job. Great! Not long, a company representative will educate you on the perks of your new job. For many, this includes a 401k program. Not all employers offer 401k plans. If yours does, take it! Social Security is unable to carry retirees through their golden [...]
If you are getting your first job or if you are now starting the journey to save for retirement, a 401k plan is a great place to start. A 401k plan is a retirement savings program. They are employer sponsored. For that reason, you need to work for a company that has [...]
If you have a 401k retirement savings plan, chances are you dabble in the stock market. Everyone, especially those with years before retirement, are encouraged to give stocks a shot. There is a good chance that it will be a big payoff in the end.
Although stocks are a good way to generate money [...]
If you have a 401k account that you actively contribute to, do you monitor it? If not, you should start. Some financial experts recommend little monitoring, especially in short-term troubling times, but there are always benefits to closely monitoring your 401k account. So, how can you?
Read your account statements. 401ks are [...]
As you know, a 401k is a retirement savings plan. If you are nearing retirement, you are well familiar with this plan. However, if you are in your 20s or havent given retirement much thought until now, you may be curious about 401k investing. What should or shouldnt you do?
DO have a [...]
In the past, Americans relied mostly on Social Security and pension plans to survive the golden years of retirement. As the economy started to spiral downwards, so did these. There is great concern about the Social Security Administrations ability to continue to pay retirees in the future. Due to poor money management [...]
It is no secret that American businesses are suffering. In 2008, a large number of businesses closed their doors. It appears this practice will continue for years. Americans who have yet to lose their jobs are concerned about the future. Some are worried about job security and others are asked to [...]
